How do I access more money on my student loan? Or do I need to take out another?

I need more money for school because the scholarship I had last year I won't be receiving again. So what do I do to get a bigger loan? Help!!!!!!

How do I access more money on my student loan? Or do I need to take out another?

FORGET ABOUT LOANS! Get off your butt and apply for more scholarships. You have no idea how long it takes to pay back student loans. Just avoid them if at all possible.

There are tons of scholarships that go unclaimed each year. Many $400, $500 or $1000 scholarships never even get applied for because people think it's chump change and not worth applying for. Well, get a few of those $500 scholarships and it'll really make a dent in your tuition bill.

People make the mistake of looking for one big scholarship to pay for everything when they should be targeting smaller scholarships that are more regionalized or specialized to their intended field or reflect something unique about them (son of Italian policeman, daughter of registered nurse, etc). Everybody goes for the big scholarships, the competition for those is much higher and your chances are smaller of getting it. Research and apply for anything and everything you are close to being eligible for no matter how small the scholarship.

Do a search on scholarships, search your major, your ethnic heritage, your town, your parents employers, your employer, hobbies, high school, local Chamber of Commerce/Rotary/ Lion's Club etc. Left-handed? There is a scholarship out there for you! Older woman returning to school? There are scholarships out there for you. Do combined searches on more than one criteria %26quot;hispanic women aviation scholarships%26quot; etc.

Go to the library and ask the reference librarian for a reference book on scholarships. They usually have more than one. There are all kinds of scholarships out there, you just have to start applying yourself and make it your summer career to send out letters everyday for scholarships. Good luck!

How do I access more money on my student loan? Or do I need to take out another?

Student loan sizes are based on need and the max amount is set by the governement. You should speak with the financial aid department at your school and they should have all the answers

How do I access more money on my student loan? Or do I need to take out another?

Usually, your school will offer you your maximum eligibility of federal loan funding... Nonetheless, you should ask them if there are any additional federal loans that you can obtain from them (federal loans will almost always bear better interest rates).

If you find that you have, indeed, maxed out your federal eligibility (since there are some very clear-cut loan limits for Stafford and Perkins), look into your private educational/student loan options. If you have good credit (or a co-signer who does), there are some decent alternative loan rates being offered. You will need to apply for a private loan on your own (i.e. not using the FAFSA and not through your school). Do a little research into the various (numerous) companies that offer private loans and the various criteria that these companies use. For a list of reputable private lenders (and their educational loans offerings), try FinAid: http://www.finaid.com/loans/privatestude...

Among the most popular private loans are Sallie Mae's Signature Loan and Citibank's CitiAssist Loan.

How do I access more money on my student loan? Or do I need to take out another?

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